The Chicago Home Your Chicago home search, Lincoln Park and Lakeview real estate.

Buying a home is an exciting time in one’s life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you’ll come to understand why.

How I Can Help
Before you start looking
Closing Costs

As Your Agent, I Will:

• Assure that you see all the properties in the area that meet your specific criteria.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
• Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Above and Beyond as your agent, I will:

• Offer you the best handyman, contractors, real estate attorneys and other local suppliers that can provide you with accurate costs
• Send you automatic listings based on geography and housing type
• Give specific insight on the best Magnet and CPS schools
• Preview listings for you before you spend your time viewing the property
• Offer private neighborhood tour to you before you even begin your search
• Find housing opportunities not currently being marketed. I have been able to find properties for my clients that were not even for sale.

Before You Start Looking For Your New Home:

• Check your credit rating. Straighten out any errors before its too late.
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
• Choose a REALTOR® that you trust and who understands your needs.
• Determine what neighborhood best matches your needs.
• Identify important features you need your new home to have.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for real estate attorneys, insurance, title search, and home inspections.
• Government fees include deed recording and state & local mortgage taxes. Additionally at closing, buyers must purchase Chicago City Transfer Tax Stamps at $7.50 for every thousand dollars and sellers must pay $3.00 for every thousand dollars sold.
• Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

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